BEWARE OF CREDIT CARD FRAUDS


NEW WAY OF STEALING…
ESPECIALLY LOOK AT SCENE THREE…

Be sure to read Scene 3. Quite interesting.

This is a new one. People sure stay busy
Trying to cheat us, don’t they?

SCENE 1.
A friend went to the local gym and placed his belongings in the
locker. After the
workout and a shower, he came out, saw the locker open, and thought
to himself,
‘Funny, I thought I locked the locker…

Hmm, ‘He dressed and just flipped the wallet to make sure all was in
order.
Everything looked okay – all cards were in place…

A few weeks later his credit card bill came – a whooping bill of
$14,000!

He called the credit card company and started yelling at them,
saying that he did
not make the transactions.

Customer care personnel verified that there was no mistake in the
system and
asked if his card had been stolen…
‘No,’ he said, but then took out his wallet, pulled out the credit
card, and yep –
you guessed it – a switch had been made.

An expired similar credit card from the same bank was in the wallet.

The thief broke into his locker at the gym and switched cards.

Verdict: The credit card issuer said since he did not report the
card missing
earlier, he would have to pay the amount owed to them.

How much did he have to pay for items he did not buy?

$9,000! Why were there no calls made to verify the amount swiped?
Small amounts rarely trigger a ‘warning bell’ with some credit card
companies. It just so happens that all the small amounts added up to
big one!
============================

SCENE 2.
A man at a local restaurant paid for his meal with his credit card.

The bill for the meal came, he signed it and the waitress folded the
receipt and
passed the credit card along.

Usually, he would just take it and place it in his wallet or pocket.
Funny enough,
though, he actually took a look at the card and, lo and behold, it
was the expired
card of another person.

He called the waitress and she looked perplexed.

She took it back, apologized, and hurried back to the counter under
the watchful eye of the
man.

All the waitress did while walking to the counter was wave the wrong
expired card to the
counter cashier, and the counter cashier immediately looked down and
took out the real card.

No exchange of words — nothing! She took it and came back to the
man with an apology..
(This scenario actually happened to me at a local restaurant- Falls
Terrace-between the waitress
and the front desk cashier.)

Verdict: Make sure the credit cards in your wallet are yours.

Check the name on the card every time you sign for something and/or
the card is taken
away for even a short period of time.

Many people just take back the credit card without even looking at
it, ‘assuming’
that it has to be theirs.

FOR YOUR OWN SAKE, DEVELOP THE HABIT OF CHECKING YOUR CREDIT CARD
EACH
TIME IT IS RETURNED TO YOU AFTER A TRANSACTION!
==========================

SCENE 3:
Yesterday I went into a pizza restaurant to pick up an order that I
had called in.

I paid by using my Visa Check Card which, of course, is linked
directly to my checking
Account.

The young man behind the counter took my card, swiped it, then laid
it on the counter
as he waited for the approval, which is pretty standard procedure.

While he waited, he picked up his cell phone and started dialing.

I noticed the phone because it is the same model I have, but nothing
seemed out of the
ordinary. Then I heard a click that sounded like my phone sounds
when I take a picture.

He then gave me back my card but kept the phone in his hand as if he
was still pressing
buttons.

Meanwhile, I’m thinking: I wonder what he is taking a picture of,
oblivious to what was
really going on.

It then dawned on me: the only thing there was my credit card, so
now I’m paying close
attention to what he is doing..

He set his phone on the counter, leaving it open.

About five seconds later, I heard the chime that tells you that the
picture has been
saved.

Now I’m standing there struggling with the fact that this boy just
took a picture of my
credit card.

Yes, he played it off well, because had we not had the same kind of
phone, I probably would
never have known what happened.

Needless to say, I immediately canceled that card as I was walking
out of the pizza parlour.

All I am saying is, be aware of your surroundings at all times.

Whenever you are using your credit card take caution and don’t be
careless.

Notice who is standing near you and what they are doing when you use
your card.

Be aware of phones, because many have a camera phone these days.

FORWARD THIS TO AS MANY PEOPLE AS YOU CAN THINK OF. LET’S GET THE
WORD
OUT! JUST BE AWARE.
Never let your card out of your sight…..check and check again!

Scary isn’t it…..

New way of STEALING… Don’t delete this one!!

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    Breakfa…


 

 

 

 

Breakfast Guide – Why we should eat a nutritious breakfast in the morning.

breakfast guide

How many of you have heard the saying that “breakfast is the most important meal of the day? More importantly, how many of you have heard the afore-mentioned saying, yet still skip breakfast or make poor and unhealthy breakfast choices each morning?

 

You may not be the only one, as many people, who know the benefits of eating a healthy meal, still leave the house in the morning without having consumed a filling or adequate breakfast. 

Most people who skip breakfast or who eat an unhealthy one use either lack of time in the morning or weight watching as their excuse. 

We will explain further on in the article that skipping breakfast in order to lose weight is a total misconception that holds absolutely no truth and in fact the opposite is true, in that skipping breakfast, in some cases, could cause you to become overweight.

 

What happens to our body first thing in the morning?

If you consider that when we wake up in the morning, for the majority of us, our body and brain have been without food for around 10 – 12 hours and for children it may be longer. 

Our body is similar to a car in the fact that it needs fuel to run, and like a car, the better you look after your body, the longer and better it will run. 

Our bodies must be fuelled several times each day so that we function efficiently and carry out our daily tasks as best we can. In the morning, after many hours without food, it is essential to refuel in order to provide the necessary nutrients and energy to get us through the first part of the day.

Why is it important to fuel our brain?

It is from our brain that messages are sent to other parts of the body to get them moving and working well. 

If our brain is not fed, it will act in a slow and sluggish manner, which will impact greatly on the rest of our body. 

The brain requires glucose or blood sugar to provide it with energy to function, whilst the muscles of our body need glucose to activate them and get the body working physically. 

To work and feel well, our blood sugar levels must be maintained at a certain level. After long periods without food, our blood sugar levels fall, causing tiredness and irritability amongst other symptoms that occur when you need food.

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Stotras for mothers and would be mothers.

I would like to point out several stotras which would be useful to girls who want to be mothers and also mothers. This definitely does not mean that there are no other stotras which would help them. These are some of those which I have come across:-
1.Stotras to marry according to ones wish
Swayamvara parvathi manthra mala stotram is the prayer which was used by Goddess Parvathi to marry Lord shiva and this same prayer was used by Gopis to marry lord Krishna. You can find along with translation in

http://www.hindupedia.com/en/Swayamvara_Parvathy_Manthra_Mala_Stotram

2.Stotras for married women to get children

1.Vamsa Vrudhi Karam durga Kavacham This is an extremely effective prayer to get children. You can find it along with translation which also contains instructions on how to use it in
http://stotraratna.sathyasaibababrotherhood.org/g68.htm

2.Puthra Prapthi Ashtakam This is a prayer addressed to Lord Narasimha of Mattapalli , which is in Andhra Pradesh. The God is requested to give a son in this prayer. The stotra with its translation is available in http://www.hindupedia.com/en/Puthra_Prapthi_ashtakam

3.Sashti devi storam. This prayer is extremely popular in the east of India. Sashti devi is Devayani , who was the wife of Lord Subrahmanya. She is believed to have six heads and rides on a cat. It is strongly believed that she answers our prayers and blesses barren women with sons. The stotra with a translation is available in
http://stotrarathna.blogspot.com/2012/02/sashti-devi-stotram.html

4. Slokas number 6 and 46 of Soundarya Lahari are supposed to help us in getting son. You can see my translation of Soundarya Lahari in http://www.sankaracharya.org/soundarya_lahari.php. Please note that there are yanthras attached to these slokas. They should be drawn , worshiped and later worn by the individual.

3.Stotras to protect mothers during pregnancy and ensure a safe delivery

1. There is a temple in Thikarukavur near Tanjavur of Tamil Nadu. The presiding Goddess is Garbha Rakshambikai. If you pray her it it is believed that she would ensure safe delivery. There are two stotras about her , one written by Sage Sounaka(
http://stotraratna.sathyasaibababrotherhood.org/o1.htm
) and the other written by Brahmasri Sengalipuram Anantha Rama deekshithar (http://stotraratna.sathyasaibababrotherhood.org/g94.htm ) . Both these great prayers can be used to ensure safe delivery.
2. Sloka number 29 of soundarya Lahari helps in avaiding abortion and ensuring safe delivery.

4. Prayer to ensure increase in intelligence of children
1. There is a prayer addressed to Lord subrahmanya to increase the intelligence of our children. This is called Pargana Vardhaka Karthikeyatotram . Devotees believe that it would improve even mentally retarded children. It can be found in
http://stotraratna.sathyasaibababrotherhood.org/in14.htm

2. The first five stanzas of Sasakthi shiva navakam helps one to get expertaise in different fields of learning. Depending on his need please teach the concerned sloka to him .It can be found in
http://stotraratna.sathyasaibababrotherhood.org/s24.htm

5.Prayer to ward of diseases of self as well as children

1. There are two great stotras called apamarjana Kavacham and Apamarjana stotram both addressed to Lord Vishnu which are supposed to clear of all diseases. They can be seen at
http://stotraratna.sathyasaibababrotherhood.org/v86.htm
and http://stotraratna.sathyasaibababrotherhood.org/v88.htm

2. There is another prayer addressed to lord Shiva to get cured of all diseases called Srava roga hara Maheswara Kavacham
http://stotraratna.sathyasaibababrotherhood.org/s68.htm

6. Prayer to help our children to live a healthy , joyous and wonderful life
There is a prayer in malalayalam addressed to the ten avatharas of lord Guruvayrappan to protect our children from all dangers and illnesses as well as to help them grow him in to a wonderful person. If you do not know Malyalam please read only the translation. It can be found in http://stotraratna.sathyasaibababrotherhood.org/k13.htm

__._,_.___

laksharchana to Lord DHANVANTRI, MAHADEVA SHIVA, MAHA VISHNU, GODDESS DURGA AND LALITHAMBIKA


Lokakshema International Mission Trust ®
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Email: lokakshemamission@gmail.com
Blogs: http://lokakshematrust.blogspot,com, http:// lokakshematrust.sulekha.com
A mission for removal of sufferings of mankind
For removal of Various problems and sufferings of mankind and over all welfare (Lokakshema) Swami Parashakti Varadarajan has consented to bless us all in conducting the following 5 laksharchanas in one day
• Laksharchana to Goddess Lalithambika (for prosperity, wealth, happiness and peace)
• Laksharchana to Lord shiva (for destruction of all evil forces, negatives, shrapa, dosha,removal of obstacles, etc)
• Laksharchana to Lord Maha Vishnu (for all round protection, good health, removal of Pitru dosh, etc)
• Laksharchana to Lord Dhanvantri (for removal of diseases, all round protection and good health,)
• Laksharchana to Goddess Durga (for Victory in all endeavours, destruction of evils, over all goodness and well being of the universe )
The programme is being organised on Sunday 20th February, 2011, at Sri Meenakshi Temple, BC-50-51, Meenakshi Mandir Marg, Shalimar Bagh, New Delhi-110088 from morning 7.30 AM onwards.
We welcome you all to participate in the Laksharchana in large numbers with family, relatives, friends and others by submitting your details like name, age, address, contact number, Gothra, Rashi , nakshatra and the problem you wish to be solved on plain paper AT THE VENUE or SEND by email to lokakshemamission@gmail.com, which would be submitted to Swamiji for solution/ removal of your problems and your name would be included in the combined sankalpa for all laksharchanas.

You can send in your donations, contributions or sponsor items like flowers, puja materials, Prasad, annadhaanam, Vaidhika sambhavana, etc either in cash , kind or remit the same to Corporation Bank account No. 771885, 0712, Goodley Public School Branch, Shalimar Bagh, New Delhi or by Cheque /DD payable at New Delhi favouring Lokakshema International Mission Trust
For details, please contact:
Rajarishi SK Murthy 9811090988, Shiromani KSN Sharma 011-27481605
Shri A Ramesh 9811097125 Shri Deepak Shah 921215559 Ms Renu Singh 9891197375
Sh NT Arasu 9811944478 Shri K. Hariharan 9868369793

As you sow so shall you reap


our religious texts say

  • be good to every one,
  • share love and compassion with others,
  • do not hurt any one
  • do some charity each day
  • help others as much as you can
  • go to the church or the religious  place of your faith at least once in a week
  • respect elders
  • thank the almighty for all the things he has bestowed upon you.

you must be thinking I am crazy . All these things have been told to all of you at least thousand times since your child hood. but when i started realizing about these things myself, I found thweit to be true.

In Hindu mythology lot of scriotures have been reiterating about the value of Karma i.e. deeds of a human being. At this present day world when we boast hings about high scientific achievements we understand the laws of gavity, Newton’s law, Albert Instiens Theory of Relativity, Charles Darwins’s theory of origin and all those things. I found the very same things explained in very simple form relating the things with our day to day life. The Devils and Demons in us and the Angels and the Saints within ourselves. when we allow the the negatives to take control of oursaelves we face immediate success but in the long run we are ruined. but if we are positive we suffer initially but overcome our failures to emerge as victors in life through perseverance.

If you agree then go ahead be positive and do not be afrid to take on the challenges and be a nice human being and make this world a beautiful place live and share with our future generations.